With a single person subscription from around £112/month, Gold is the ideal plan for individuals and households looking for a premium comprehensive package of healthcare benefits at a competitive rate.

Core benefits of the Gold plan

Private in-patient and out-patient treatment

Physio and other therapy

Mental health treatment

Cancer treatment and care

Podiatry cover

Doctor On-call online GP consulations

Extra benefits included on Gold include:

Dental cover

Optical cover

Cover for chronic conditions

New birth payment

Other key features of the Gold plan:

No benefit limit

Pre-existing medical conditions covered

6 month waiting period before making a claim

No schemeexcess to pay

Click here to view the detailed Plan Comparison Table

Summary benefits




Benefit Limit (per person, per year)

No Limit


£1000 [1]

Scheme Excess (per person, per rolling 12 month period)




HCA Hospital Co-pay (If you use certain HCA hospitals)




Waiting Period

6 months

None [2]


Pre-existing Conditions Covered

Cancer Diagnosis Pathway

Physiotherapy and Complementary Therapies

Doctor On-call

Mental Health Conditions

Chronic Condition Benefit

Consultations with a Specialist

Diagnostic Tests

Hi-tech Scans (such as MRI, PET and CT)

Hospital Charges

Surgery Fees

Chemotherapy and Radiotherapy

Post Operative Physiotherapy

Nursing at Home

Dental Maintenance

Dental Treatment & Implants



Private Ambulance

New birth payment

Out-patient drugs, dressings and appliances

Wellbeing Webinars

onemedifund online Member's Dashboard and App

onemedifund medical/claims Helpline

[1] Edge plan cover is for Outpatient treatment only.
[2] Silver plan cover is subject to medical underwriting, for details visit: www.onemedifund.com/silver
All plans are subject to terms and conditions, for details see the Plan Handbooks: https://www.onemedifund.com/handbooks/

The waiting period & pre-existing conditions

With the Gold plan, you are not covered for any condition(s) until you have been a member of the healthcare scheme for six months. After this point, you can start claiming for all eligible conditions, pre-existing or not, within the terms of your scheme.

It should be noted that new born babies will have NO waiting/qualification period if the parents have already been subscribers to the onemedifund Gold plan for longer than 6 months.

For full details see Gold table of benefits

Gold Plan Subscription Rates

Rates correct from 1st January 2023
If viewing on mobile device, table can be scrolled left and right.

Age Band

Single Person

Married Couple


Single Parent Family

18-34 yrs





35-54 yrs





55-64 yrs





65-74 yrs





75+ yrs





Join the Scheme now

Gold plan handbook

For full details about the all the private healthcare benefits available on the onemedifund Gold plan, download the scheme handbook.

Download the Gold plan handbook