With a single person subscription from around £112/month, Gold is the ideal plan for individuals and households looking for a premium comprehensive package of healthcare benefits at a competitive rate.
Core benefits of the Gold plan
Private in-patient and out-patient treatment
Physio and other therapy
Mental health treatment
Cancer treatment and care
Podiatry cover
Doctor On-call online GP consulations
Extra benefits included on Gold include:
Dental cover
Optical cover
Cover for chronic conditions
New birth payment
Other key features of the Gold plan:
No benefit limit
Pre-existing medical conditions covered
6 month waiting period before making a claim
No schemeexcess to pay
Summary benefits | Gold | Silver | Edge |
Benefit Limit (per person, per year) | No Limit | £50,000 | £1000 [1] |
Scheme Excess (per person, per rolling 12 month period) | None | None | None |
HCA Hospital Co-pay (If you use certain HCA hospitals) | 40% | 40% | N?A |
Waiting Period | 6 months | None [2] | None |
Pre-existing Conditions Covered | |||
Cancer Diagnosis Pathway | |||
Physiotherapy and Complementary Therapies | |||
Doctor On-call | |||
Mental Health Conditions | |||
Chronic Condition Benefit | |||
Consultations with a Specialist | |||
Diagnostic Tests | |||
Hi-tech Scans (such as MRI, PET and CT) | |||
Hospital Charges | |||
Surgery Fees | |||
Chemotherapy and Radiotherapy | |||
Post Operative Physiotherapy | |||
Nursing at Home | |||
Dental Maintenance | |||
Dental Treatment & Implants | |||
Optical | |||
Podiatry | |||
Private Ambulance | |||
New birth payment | |||
Out-patient drugs, dressings and appliances | |||
Wellbeing Webinars | |||
onemedifund online Member's Dashboard and App | |||
onemedifund medical/claims Helpline | |||
[1] Edge plan cover is for Outpatient treatment only. | |||
The waiting period & pre-existing conditions
With the Gold plan, you are not covered for any condition(s) until you have been a member of the healthcare scheme for six months. After this point, you can start claiming for all eligible conditions, pre-existing or not, within the terms of your scheme.
It should be noted that new born babies will have NO waiting/qualification period if the parents have already been subscribers to the onemedifund Gold plan for longer than 6 months.
Gold Plan Subscription Rates
Rates correct from 1st January 2023
If viewing on mobile device, table can be scrolled left and right.
Age Band | Single Person | Married Couple | Family | Single Parent Family |
18-34 yrs | £112.65 | £223.19 | £281.70 | £174.79 |
35-54 yrs | £148.92 | £297.62 | £380.35 | £236.45 |
55-64 yrs | £231.51 | £462.07 | £605.10 | £376.90 |
65-74 yrs | £278.25 | £555.53 | £721.80 | £433.39 |
75+ yrs | £323.42 | £645.92 | £847.74 | £512.61 |
Gold plan handbook
For full details about the all the private healthcare benefits available on the onemedifund Gold plan, download the scheme handbook.
