Silver is our entry-level plan that focuses on core medical benefits. With a single person subscription from around £72/month*, Silver is the ideal plan for households looking for a lower cost private healthcare choice or business owners wanting to protect the health of their employees.

Core benefits of the Silver plan?

Diagnostic tests and scans

Specialist Consultation

Out-patient treatment

Physio and other therapy

Mental health treatment

Doctor On-call online GP consulations

Extra benefits included on Silver include:

In-patient and day-patient treatment

Cancer treatment and care

Podiatry cover

Other key features of the Silver plan:

£50,000 benefit limit

(per person per year)

Pre-existing medical conditions NOT covered

No waiting period before making a claim

No schemeexcess to pay

Click here to view the detailed Plan Comparison Table

Summary benefits




Benefit Limit (per person, per year)

No Limit


£1000 [1]

Scheme Excess (per person, per rolling 12 month period)




HCA Hospital Co-pay (If you use certain HCA hospitals)




Waiting Period

6 months

None [2]


Pre-existing Conditions Covered

Cancer Diagnosis Pathway

Physiotherapy and Complementary Therapies

Doctor On-call

Mental Health Conditions

Chronic Condition Benefit

Consultations with a Specialist

Diagnostic Tests

Hi-tech Scans (such as MRI, PET and CT)

Hospital Charges

Surgery Fees

Chemotherapy and Radiotherapy

Post Operative Physiotherapy

Nursing at Home

Dental Maintenance

Dental Treatment & Implants



Private Ambulance

New birth payment

Out-patient drugs, dressings and appliances

Wellbeing Webinars

onemedifund online Member's Dashboard and App

onemedifund medical/claims Helpline

[1] Edge plan cover is for Outpatient treatment only.
[2] Silver plan cover is subject to medical underwriting, for details visit:
All plans are subject to terms and conditions, for details see the Plan Handbooks:

Pre-existing conditions

With the Silver plan, you are not covered for any pre-existing condition(s) that occurred in the five years before the start of your Silver Plan membership until you have been a member of the Silver Plan healthcare scheme for a continuous period of two years. For non-pre existing conditions, there is no waiting period, you can start claiming for any new conditions, within the terms of your scheme.

For full details see Silver table of benefits

Silver plan subscription rates

Rates correct from 1st January 2022
If viewing on mobile device, table can be scrolled left and right.

Age Band

Single Person

Married Couple


Single Parent Family

18-34 yrs





35-54 yrs





55-64 yrs





65-74 yrs





75+ yrs





Join the Scheme now

Silver plan handbook

For full details about the all the private healthcare benefits available on the onemedifund Edge plan, download the scheme handbook.

Download the Silver plan handbook